Growth & Advisory - your strategic finance partner
Every start-up hits moments where the financial decisions really matter — pricing strategy, unit economics, hiring plans, burn rate management, or preparing for a board conversation. Our fractional CFO advisory service gives you access to senior financial expertise without the cost of a full-time hire. We work alongside your leadership team to challenge assumptions, stress-test decisions, and provide the financial clarity you need to lead with confidence.
Raising capital is one of the most critical — and complex — challenges a start-up faces. We help you build a compelling, investor-ready fundraising pack: from the financial model and deck-ready outputs to valuation benchmarks and round structure. We guide you through the entire process — from determining how much to raise and at what terms, to preparing you for investor due diligence. Whether you're raising a pre-seed round or heading into Series A, we make sure your financials are your strongest asset.
R&D Tax Credits are one of the most valuable — and most underutilised — incentives available to UK start-ups. If you're innovating, building new products, or solving technical challenges, you may be entitled to significant tax relief or a cash credit from HMRC. We identify qualifying activities, prepare a robust R&D claim, and manage the submission process end-to-end. Many of our clients are surprised by how much they're eligible to claim — let us make sure you're not leaving money on the table.
Insight & Planning - know your numbers
Monthly management accounts give you the financial clarity to run your business with confidence and not guesswork. We produce timely, accurate, and insightful management accounts tailored to your business, covering P&L, balance sheet, and key performance metrics. No jargon, no lag, no surprises. Just the numbers you need, in a format you can actually use, delivered when you need them.
Cash Flow Forecasting
For UK start-ups, cash is everything. Our cash flow forecasting gives you a real-time view of your financial runway including days cash remaining, monthly burn rate, and projected cash-out dates. We build bespoke, investor-ready 3-statement models (P&L, balance sheet, and cash flow) tailored to your business. Whether you need a model for your next funding round, a board presentation, or an internal planning tool
Your board and investors expect clarity, consistency, and confidence — and your reporting should deliver all three. We build and maintain professional board packs and investor updates that communicate your financial performance, KPIs, and strategic outlook in a format that builds trust and drives productive conversations. Whether you're reporting monthly, quarterly, or ahead of a funding round, we make sure the numbers tell the right story — clearly and on time.
Foundations - lets get the basics right
Foundational Accounting
Clean books aren't just a compliance requirement — they're the foundation every good financial decision is built on. We handle your day-to-day bookkeeping, reconciliations, and management accounts so your records are always accurate and up to date. No backlogs, no surprises, no chasing receipts at year-end. Just a clear, reliable picture of your numbers, every month.
Tax Compliance
Gain real-time insights into your financial health with tailored dashboards that simplify data analysis and decision-making. Stay on the right side of HMRC with our comprehensive tax compliance support. We manage your corporation tax filings, VAT returns, and year-end statutory obligations ensuring deadlines are met, submissions are accurate, and you're never caught off-guard by a tax liability.
Keeping your company records current with Companies House isn't optional — and missed deadlines mean fines, penalties, and reputational risk. We manage your annual confirmation statements, director and shareholder updates, and registered office filings so nothing slips through the cracks. You focus on building your business; we make sure your statutory obligations are always met, on time, every time.
Start Your Partnership with Lucidum Finance Today
Schedule a no-commitment 30-minute consultation to explore how our boutique financial support can empower your start-up and turbo-charge your growth story.
Common Questions, Answered.
What types of financial services do you offer for start-ups?
At Lucidum Finance, we specialize in a range of financial services tailored specifically for start-ups, including financial planning, budgeting, forecasting, and fundraising advisory services. We aim to be your trusted partner in navigating financial complexities.
How is your pricing structured for your services?
Our pricing is designed to be transparent and competitive, with options based on the specific services you require. We typically offer a flat-fee structure for projects and retainer rates for ongoing advisory services. Contact us for a tailored proposal.
How do you support clients during fundraising efforts?
We provide comprehensive support during fundraising efforts by guiding you through the financial documentation required for investors, helping with pitch preparation, and advising on funding strategies. Our goal is to position your business as a compelling investment opportunity.
How can I get in touch with you for further questions?
You can reach us through our contact form on the website, or by calling our office directly. We are here to address any additional questions and to support you in your financial journey.